Temenos to Acquire Swiss Fintech Additiv, Expanding AI-Enabled Wealth Platform
The deal is expected to close in early Q3 2026, subject to standard regulatory and shareholder approvals. After the transaction, additiv will remain a stand‑alone business within the Temenos Group, keeping its brand name, existing client contracts and founder‑led management team. The company will continue to serve its 30 global clients, which include banks, wealth managers and insurers.
Additiv’s platform integrates process steps and data into a single orchestration layer. It is used by financial institutions to build and launch wealth products across the customer journey, with the goal of shortening time‑to‑market, improving adviser efficiency, coordinating investment offerings across multiple platforms and delivering consistent, compliant client services at scale. The company’s AI Studio, a domain‑specific orchestration layer, coordinates specialised AI agents to automate workflows and enhance operational efficiency.
Temenos said the acquisition adds mass‑affluent capabilities and an AI‑enabled orchestration layer to its wealth‑management offering. The company’s CEO and interim CFO, Takis Spiliopoulos, explained that the deal strengthens Temenos’ wealth proposition amid growing demand for scalable hybrid wealth models. “Additiv’s orchestration capabilities complement our market‑leading platform and support our strategy to help clients deliver personalised, regulatory‑compliant wealth services efficiently and at scale,” Spiliopoulos said.
The transaction also expands Temenos’ reach in investment services for wealth, retail and universal banks in both developed and emerging markets. Temenos has positioned itself as a leading provider of end‑to‑end digital wealth solutions, and the additiv acquisition is intended to accelerate that growth.
Founder Michael Stemmle of additiv expressed enthusiasm about joining the Temenos Group. “I am excited to be joining Temenos to drive the next phase of our growth,” Stemmle said. “There is a strong cultural fit between the two organisations, with a relentless focus on innovation and customer success, and a clear strategy for accelerating additiv’s growth as part of the larger group.” He added that the partnership would enable additiv to scale its orchestration approach globally, including into the United States.
The deal is part of a broader trend of consolidation in the wealth‑tech sector, as banks seek to combine core banking platforms with advanced AI and orchestration tools to meet the evolving needs of mass‑affluent clients. Temenos’ core banking platform is already widely used by banks worldwide, and the additiv acquisition is expected to deepen the company’s footprint in the wealth‑management space.
Temenos will host a webcast at 10:00 GMT / 11:00 CET on 8 June 2026 to discuss the acquisition in more detail. The company has not yet disclosed the exact terms of the equity component, but the 50‑50 cash‑equity split was confirmed by a press release issued on the same day.
The acquisition is subject to customary closing conditions, including regulatory approvals and the absence of material adverse changes. If all conditions are met, the transaction is expected to be completed in the first quarter of 2026.
In summary, Temenos’ purchase of additiv represents a strategic move to enhance its wealth‑management capabilities with AI‑driven orchestration technology. The deal will allow Temenos to offer a more comprehensive suite of services to banks and wealth managers, while additiv gains access to a broader customer base and the resources of a global banking software provider.